Tough economic times for Americans


The news is still not good for the economy.  Capital One has reported that the number of credit card defaults rose in January.  In Capital One’s report the number of charge-offs, which are debts the company believes it will never collect rose to 10.4 percent.

The likely reason for the high delinquency rate for credit cards is that the unemployment rate remains high.  Historically credit card debt remained high but manageable for families.   With the loss of a job those same households now are struggling for the more basics: food, shelter and clothing.

Write a comment

  • Required fields are marked with *.

If you have trouble reading the code, click on the code itself to generate a new random code.